Down Payment & Closing Costs
  • Plan on 3 -5 % of the sales price as down payment
  • Ask about qualfying for 0% down programs
  • Closing costs may also require some up-front cash
Down Payment & Closing Costs
  • First Time Home Buyers
  • Relocation Business
  • Listings
  • Buyer`s Agents
  • Fine Homes
  • Commercial Real Estate
  • New Communities
  • E-Certified
  • Ready to speak with an agent?
Credit Issues
  • Make other payments in a timely manner for at least 9 -12 months prior to purchasing
  • Take care of any outstanding
  • loan amounts before applying for a mortgage
  • Obtain your credit report through a financial institution or through your mortgage lender in order to know your credit score.
HomeBanc Mortgage Advantage
  • 100% Satisfaction Guaranteed
  • Largest Residential Lender in Georgia
  • Prudential Georgia Realty branches staffed with in-house HomeBanc Loan Officer
Mortgage Pre-Approval Benefits
  • Sellers give more weight to buyers who already have a loan lined up
  • Time to shop for the best available rates
  • Confidence in shopping your price point
  • Advantage over unapproved buyers
Complimentary Services
Buyer`s Agent Promise Personal Customer Service
Sissy Mishkel, Manager
Prudential Georgia Realty
800-241-2441 ext. 366
770-992-4100 ext. 366
770-355-5995 cell
Wish List
  • Fine tune your "wish list" for your first home
  • What are your priorities?
  • You can borrow too much or prepare too little!